Introduction

This Privacy Policy applies to Ownland Limited and governs how we collect, use, share, and protect your personal information. At Ownland Limited, we value your privacy and are committed to safeguarding any personal data you provide. All personal information you share with us will be protected and kept confidential within our organization and affiliates.

Throughout this Policy, the terms “we,” “us,” and “our” refer to Ownland Limited.

This Privacy Policy explains how we collect, use, disclose, and protect your personal data in relation to your engagement with us as a user or potential user. It applies to all of our clients, prospective clients, consultants, partners, and anyone whose information we hold.

This Policy outlines your rights regarding your personal data and provides details on how to contact us for further information. By accessing our website or using our services, you consent to this Privacy Policy. Any disputes related to privacy are subject to this Policy and our Terms and Conditions, which include provisions on limitations of liability and dispute resolution. Our Terms of Service are incorporated by reference into this Policy.

Please note that our website and services are not intended for use if prohibited by law in any jurisdiction. We do not make our website’s content available in regions were doing so would be contrary to local laws or regulations.

 

Definitions

• Consent: Freely given, specific, informed, and unambiguous indication of a data subject’s agreement to the processing of their personal data.
• Data Controller: Ownland, which determines the purpose and means of processing personal data.
• Data Processor: Any person or entity that processes personal data on behalf of Ownland, including employees and third-party service providers.
• Data Protection Legislation: Laws governing data protection, including the Nigeria Data Protection Act 2023 (NDPA) and Nigeria Data Protection Regulation 2019 (NDPR).
• Data Subject: Any identifiable individual whose personal data is processed by Ownland.
• Personal Data: Information relating to an identified or identifiable person, including names, contact details, and other identifiers.
• Personal Data Breach: A security breach leading to the accidental or unlawful destruction, loss, or unauthorized disclosure of personal data.
• Processing: Any operation performed on personal data, such as collection, storage, usage, disclosure, or deletion.
• Platform: Ownland’s website, mobile applications, and other digital services.

 

Consent

Ownland Limited complies with the Nigerian Data Protection Act (NDPA) by ensuring that personal data is processed only with clear and informed consent. By accessing our website or using our services, you acknowledge and agree to the processing of your personal information. This consent is obtained at the point of data collection and reflects our commitment to safeguarding data privacy.

In accordance with the NDPA, you have the right to withdraw your consent at any time. However, withdrawing consent does not affect the legality of any processing carried out before the withdrawal.

If your personal data needs to be processed for a purpose different from the original intent disclosed at the time of collection, we will seek your consent before proceeding with the new purpose

 

Age Restriction

Our services are intended for individuals aged 18 and above. By using our platform, you confirm that you meet this age requirement. If we become aware that we have collected data from individuals under 18, we will take immediate steps to delete such information.

 

Data Protection Principles

In accordance with Data Protection Legislation, we, along with our employees, agents, and contractors, adhere to the following principles when handling your personal data. All personal data must be:

• Processed Lawfully and Transparently: We ensure that personal data is processed in a lawful, fair, and transparent manner with respect to the data subject.
• Collected for Specific, Legitimate Purposes: Personal data is collected for clear and legitimate reasons and is not processed in ways that are incompatible with those purposes. Any further processing for public interest, scientific, historical, or statistical research purposes is not considered incompatible.
• Adequate, Relevant, and Limited: We only collect personal data that is necessary for the purposes for which it is being processed.
• Accurate and Up-to-Date: We take all reasonable steps to ensure that personal data is accurate and, where necessary, kept current. Any inaccurate data will be corrected or erased promptly.
• Kept No Longer Than Necessary: Personal data is retained only as long as required for the purpose for which it was collected. In cases of archiving for public interest, scientific research, or statistical purposes, it may be stored for longer periods, with the appropriate safeguards in place.
• Processed with Adequate Security: We implement appropriate technical and organizational measures to ensure the security of personal data, protecting it against unauthorized or unlawful processing, accidental loss, destruction, or damage.

 

Data Collection and Usage

We collect personal data through direct interactions (e.g., inquiries, registrations) and automated technologies (e.g., cookies, analytics). This information is used to:

• Provide and improve our services.
• Communicate with clients and partners.
• Comply with legal obligations.
• Protect against fraud and unauthorized access.

 

Data Sharing and Third Parties

Ownland may share your personal data with:

• Authorized representatives and service providers assisting in service delivery.
• Regulatory authorities as required by law.
• Third parties in the event of business restructuring, provided data protection rights are maintained.

We ensure that third parties processing personal data on our behalf comply with relevant data protection regulations.

 

Your Rights as a Data Subject

You have the right to:

• Request access to your personal data.
• Request corrections to inaccurate data.
• Request the deletion of your data where applicable.
• Object to or restrict processing in certain circumstances.
• Withdraw consent for data processing where applicable.
• Lodge complaints with the appropriate data protection authority.

 

Data Security

We implement robust security measures to prevent unauthorized access, disclosure, or misuse of personal data. These include encryption, access controls, and regular security assessments.

 

Policy Updates

This Policy may be updated periodically to reflect changes in legal requirements or our data processing practices. We encourage users to review this Policy regularly.

For further inquiries about this Privacy Policy, please contact us at: [Insert Contact Information]

Information We Collect

Ownland Limited is committed to safeguarding your personal and non-personal information. This Privacy Policy outlines the types of data we collect, how it is used, and the measures we take to ensure its confidentiality. This policy applies to both current and former users of our services.

Categories of Information Collected

1. Information for Customer Verification: We collect the following personal information to verify your identity:
   • First name and last name
   • Email address
   • Phone number
   • Date of birth
   • National Identification Number (NIN)
2. Automatically Collected Information: When you visit our website, our servers automatically record non-personal information such as:
   • Internet access provider’s domain name
   • Internet protocol (IP) address
   • Average time spent on our website
   • Pages viewed and information searched for
   • Access times and other relevant analytics
3. Information You Provide: We collect additional personal data when you contact us or subscribe to our services, including:
   • Name and email address
   • Government-issued identification and nationality details
   • Payment information
   • Any other information you voluntarily provide

Additionally, cookies and analytical tools may be used to gather information when you interact with our services.

Use of Your Information

Personally Identifiable Information (PII) refers to any data that can identify or be linked to an individual. Ownland Limited uses this information for the following purposes:

• Identity verification
• Due diligence checks and compliance with regulatory obligations
• Fulfilling contractual agreements
• Providing requested products, services, and customer support
• Enhancing communication via email, telephone, and messaging
• Billing and account management
• Fraud detection and prevention
• Record updates and compliance with legal requirements
• Sending service notifications and newsletters
• Conducting risk assessments

Legal Basis for Processing

Ownland Limited processes personal data under the following legal grounds:

• Consent: We obtain explicit consent for specific data processing activities. You may withdraw consent at any time without affecting prior processing activities.
• Contractual Necessity: Processing is necessary to perform a contract with you, such as verifying your identity or managing transactions.
• Legal Obligation: We collect and process data to comply with regulatory requirements, including the Nigerian Data Protection Act and Know Your Customer (KYC) regulations.

Your Data Protection Rights

You have the following rights regarding your personal data:

• Right to Access: Request a copy of the personal data we hold.
• Right to Rectification: Correct inaccurate or incomplete information.
• Right to Erasure: Request data deletion when it is no longer required.
• Right to Restrict Processing: Limit data processing in specific situations.
• Right to Data Portability: Receive your data in a structured, commonly used format (To exercise this right, please reach out to us, and we will respond within 30 days)

Data Accuracy and Confidentiality

We treat your information as confidential and will not disclose it to third parties, except as required by law or regulations. You have the right to request access to any information we hold about you, provided such requests comply with the Freedom of Information Act and other relevant laws. While we are committed to protecting the data entrusted to us, it is also your responsibility to maintain confidentiality by implementing appropriate security measures, such as not sharing passwords or login credentials and engaging only with authorized personnel of Ownland Limited.

Data Disclosure

Ownland Limited will not sell or disclose your personally identifiable information to third parties, except to provide services or as outlined in this Privacy Policy. We may share aggregated, non-identifiable data with partners, affiliates, and advertisers with your consent and in accordance with Data Protection Laws.

We may exchange information with third parties to deliver our services and will notify you of any data breaches that may affect your rights. You can request the deletion of your data or ask us to stop using or sharing it at any time.

Content shared publicly on our website or social media is visible to others. We may disclose your information if required by law or to protect user safety, and we will notify you in advance when possible

In the event of a data breach, and where it is legally permissible and practical, we will notify you before making such disclosures so you may seek a protective order or other legal remedy

TRANSFER OF PERSONAL DATA

Third-Party Processing

Ownland Limited may engage third-party service providers to process personal data on our behalf. Such engagements will be governed by a formal contract to ensure that adequate security measures are in place. These third parties will be required to comply with this policy and applicable data protection regulations to safeguard your personal information.

 

 

YOUR RIGHTS

Subject to certain limitations and exceptions, you have the following rights under the Data Protection Legislation:

• Be informed when your personal data is transferred.
• Request the erasure of your personal data.
• Request correction of inaccurate data.
• Halt further dissemination or processing of your data.
• Request access to copies of your personal information.

WEBSITE SECURITY

Ownland Limited is committed to securing your personal data. We have implemented robust measures, including:

• Secure Sockets Layer (SSL) encryption.
• Firewalls and secure servers.
• Controlled access to data centers.
• Multi-level authentication systems.

EMPLOYEE TRAINING

Our employees will receive ongoing training on data protection to ensure compliance with applicable laws. Annually, a capacity-building plan will be developed to strengthen employees' understanding of privacy and data security obligations.

USE OF COOKIES

We utilize cookies to improve user experience, enhance security, and analyze web traffic. Cookies allow us to remember login credentials, monitor activity, and prevent fraudulent access. You may disable cookies through your browser settings, though this may limit website functionality.

DATA RETENTION

We will retain your personal data only for as long as necessary to:

• Provide our services.
• Fulfill legal obligations.
• Prevent fraud and facilitate settlements.

Regulatory requirements may necessitate the retention of data beyond the termination of services.

DATA BREACH MANAGEMENT

In the event of a data breach, Ownland Limited will:

• Notify affected individuals within 24 hours.
• Conduct a thorough investigation.
• Implement remedial measures to mitigate risks.
• Inform relevant data protection authorities where required.

 

 

 

THIRD-PARTY LINKS

Our website may contain links to third-party websites. Ownland Limited is not responsible for their privacy practices. We encourage users to review the policies of any external sites they visit.

LIMITATION OF LIABILITY

While we implement strict security measures, Ownland Limited shall not be liable for any unauthorized access to personal data occurring beyond our control.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to update this Privacy Policy as needed. Changes will take effect immediately upon notification.

CONTACT US

For inquiries regarding our data protection practices, please contact our Data Protection Officer:

• Email: precious.ajuzie@ownland.ng
• Phone: +2349082332710
• Mailing Address: info@ownland.ng

By providing this detailed description of data collection and use, we aim to be transparent about how your personal data is handled and to ensure compliance with the Data Protection Act.